As Summer Approaches, Sun Safety Becomes Crucial

With the arrival of summer and increased sun exposure, many may start worrying about the risks of skin cancer. For those over 65, this concern is especially pertinent, as the risk increases with age. While skin cancer is one of the most common types, the good news is early detection can significantly improve outcomes. Medicare provides coverage for many necessary services relating to skin cancer detection and treatment, offering peace of mind and access to essential care.

Medicare Covers Medically Necessary Services

- If there’s a suspicion of skin cancer, Medicare covers doctor visits, biopsies, and related treatments. - Shared costs apply, meaning patients typically pay a part after meeting their deductible.

Annual Wellness Visits: A Preventive Measure

- Preventive care discussions during your annual wellness visit include skin concerns. It's advisable to use this opportunity to discuss any worries you might have with your physician.

The Importance of Self-Checks

- Routine full-body skin exams are not covered unless a suspicious lesion is identified by a doctor. This underscores the importance of conducting self-checks and reporting any changes you notice to your physician swiftly.

Understanding What’s Not Covered

- Medicare does not cover cosmetic procedures, such as the removal of benign moles or skin tags. - Original Medicare doesn't cover products like sunscreen or preventive skincare items, but some Medicare Advantage plans might offer these benefits. It's essential to review your plan’s specifics for any additional benefits. - Experimental or non-FDA-approved treatments are not included in coverage.

Stay Proactive About Your Skin Health

Remaining vigilant about your skin health is crucial. For questions about what Medicare covers, consider reaching out to a Medicare advisor or your plan provider to get a clear understanding of what is included in your specific plan.